<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://timkotzman.substack.com/p/buy-the-dip-history-rewards-those</loc><news:news><news:publication><news:name>Bitcoin Treasuries Newsletter</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-10T17:50:06+00:00</news:publication_date><news:title>Buy the Dip: History Rewards Those Who Act When Others Are Afraid</news:title></news:news></url><url><loc>https://timkotzman.substack.com/p/everything-is-accelerating-you-are</loc><news:news><news:publication><news:name>Bitcoin Treasuries Newsletter</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-09T23:37:37+00:00</news:publication_date><news:title>Everything Is Accelerating. You Are Not Bullish Enough.</news:title></news:news></url></urlset>